I have a family member in my circle who is still waiting to have 20% saved before he buys. Every time I see him, I tell him the same thing: the market is not waiting for him. I have been saying it for a while now. And every time, the house he could have bought is worth more than it was the last time

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When most people think about buying a home, they think about finding an agent. Maybe they also think about finding a lender. Those are two separate conversations, usually with two separate people, often happening at the same time with no coordination between them. Then, somewhere down the road, afte

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I had friends who got pre-approved for $450,000. The houses they wanted were in that range, and the temptation to just go for it was real. But when we sat down and ran their actual numbers, take-home pay, monthly expenses, what they wanted their life to look like after closing, the number that made

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