You Should Not Need Three Different People for This.

When most people think about buying a home, they think about finding an agent. Maybe they also think about finding a lender. Those are two separate conversations, usually with two separate people, often happening at the same time with no coordination between them. Then, somewhere down the road, afte

Approved vs. Actually Affordable: Know Your Real Number

I had friends who got pre-approved for $450,000. The houses they wanted were in that range, and the temptation to just go for it was real. But when we sat down and ran their actual numbers, take-home pay, monthly expenses, what they wanted their life to look like after closing, the number that made

5 Questions to Ask Yourself Before Tapping Your Home Equity

You've been building equity for years. Maybe you're finally looking at a kitchen remodel, a high-interest debt you want to eliminate, or an investment opportunity that needs capital. And your home is sitting there with $80,000, $120,000, maybe more in equity. So the question becomes: should you tap